Best Tips in Selecting Debit card or Credit card . Which is better ?

Tips to choose debit card or credit card

Credit card has EMI facility which is easily available

Both Credit card and debit card looks similarly  on their appearance with 16 digit  numbers on card mentioning expiry date,magnetic strips and EMV chips .Both cards makes suitable and convenient in purchases both offline and online.Debit card easily let us to buy goods with the money deposited in our bank account where as  with the use of credit card ,one can be borrowed money  from the card issuer within a limit

Actual Difference between Credit card and Debit Card. Which card gives more benefits?

Credit card  Vs Debit card

Using credit card Purchases can be made easily allowing  sufficient repayment time period for the cardholders. Our accounts must have funds to use Debit card.

 Credit card user enjoys  cash back and discount offers on using the card where as no such benefits or incentives in Debit card.

EMI facility is is available in Credit card but no such option for Debit card users. Credit card has the option of EMI payment in installments and must pay the installment within the time period to manage the Credit score.

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